Effect of Mortgage Financing and Affordability on the Performance of Public - Private Partnership in Housing Provision

The study examined the performance of Public-Private Partnership (PPP) option as a veritable means for public housing delivery. aimed at examining effect access to mortgage finance and affordability has on Public - Private in provision, with view modifying achieve desired objective. adopted quantitative approach, data was collected through questionnaire survey from occupants PPP estates, who were randomly selected three estate. A total 1050 close-ended questionnaires distributed occupants. results show that 64.7% variations schemes explained by accessibility. regression analysis reveals significantly influenced provision such change causes 98.6% positive while there is an inverse relationship between scheme, up 70.8%. implication strong driver provision; but negative PPP, this may be imply mostly equity used acquisition units since it affordable recommended government should come create enabling environment promoters provide populace which will justify scheme help reduce massive deficit being experienced country. Keywords: Housing, Mortgage Finance, DOI: 10.7176/PPAR/11-7-06 Publication date: September 30th 2021